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Yes, usance is a Scrabble word!
...and is worth 8 points in Scrabble, and 11 points in Words with Friends
1. The period of time permitted by commercial usage for the payment of a bill of exchange (especially a foreign bill of exchange)
2. (economics) the utilization of economic goods to satisfy needs or in manufacturing
3. Accepted or habitual practice
What Scrabble words can I make with the letters in usance?
6 Letter Words
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2 Letter Words