Yes, fate is a Scrabble word!
...and is worth 7 points in Scrabble, and 7 points in Words with Friends
fate
Verb
1. Decree or designate beforehand
Noun
1. An event (or a course of events) that will inevitably happen in the future
2. The ultimate agency regarded as predetermining the course of events (often personified as a woman)
3. Your overall circumstances or condition in life (including everything that happens to you)
What Scrabble words can I make with the letters in fate?
4 Letter Words
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3 Letter Words
2 Letter Words