Yes, photo is a Scrabble word!
...and is worth 10 points in Scrabble, and 10 points in Words with Friends
photo
Noun
1. A representation of a person or scene in the form of a print or transparent slide; recorded by a camera on light-sensitive material
What Scrabble words can I make with the letters in photo?
4 Letter Words
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3 Letter Words
2 Letter Words