Yes, germs is a Scrabble word!
...and is worth 8 points in Scrabble, and 10 points in Words with Friends
germs
Noun
1. Anything that provides inspiration for later work
2. A small apparently simple structure (as a fertilized egg) from which new tissue can develop into a complete organism
3. A minute life form (especially a disease-causing bacterium); the term is not in technical use
What Scrabble words can I make with the letters in germs?
4 Letter Words
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3 Letter Words
2 Letter Words